Policy Balance Hub vs Momentum AMP (NowCerts)
Momentum AMP (formerly NowCerts) is among the most affordable full AMS options, starting at $99/mo for a single user and adding $45 per extra user. Policy Balance Hub starts at the same headline price but does not charge per user, and it trades AMS breadth for depth in one place: reading carrier commission statements and reconciling them against what you were owed.
Every Momentum AMP (NowCerts) fact below is sourced from the vendor's own site or a third-party software directory, as of August 2026. Pricing here is often quote-based — confirm current figures with the vendor.
| Policy Balance Hub | Momentum AMP (NowCerts) | |
|---|---|---|
| Pricing model | Flat monthly tiers — not per user | Tiered plans plus per-additional-user fee |
| Published starting price | $99/mo (Starter) · $199/mo (Professional) · $399/mo (Agency) | Essentials $99/mo (1 user) · Professional $169/mo (2 users) · Business $349/mo (5 users); +$45/user |
| Contract terms | Month-to-month, cancel anytime, 14-day free trial | Monthly plans; free trial offered |
| AI statement reconciliation | Built in: carrier statement OCR (PDF/CSV/Excel) with AI-assisted matching on Professional and up | No published AI statement-OCR reconciliation feature (as of August 2026) |
| Commission handling | Carrier-side commission reconciliation with variance detection, chargeback linking, and aging | Commission tracking module within the AMS |
| Typically best for | Independent agencies replacing spreadsheet reconciliation | Budget-focused agencies wanting an all-in-one AMS |
Sources for Momentum AMP (NowCerts)
What Policy Balance Hub does not do
Worth knowing before you switch anything.
No comparative rater
Policy Balance Hub does not quote or rate policies. If real-time comparative rating is your core workflow, an AMS with an integrated rater (like EZLynx) may fit better — or pair one with Policy Balance Hub for reconciliation.
No benefits administration
There is no group-benefits enrollment or benadmin module. Health & life agencies that need one should look at benefits-focused platforms.
No direct carrier download (IVANS) today
Statements arrive by upload, email inbox, or CSV/Excel import recipes — not by IVANS/AL3 download. Import recipes make repeat imports one step, but if AL3 download is a hard requirement, we're not there yet.
See it against your own statements
Start a 14-day trial, upload one real carrier statement, and see what the variance report finds. No card required.
Competitor pricing and feature information is drawn from vendor websites and third-party software directories as of August 2026, is often quote-based, and changes frequently. Figures are shown for orientation only — confirm current pricing directly with each vendor. All product names are trademarks of their respective owners; their use here is for identification and comparison only, and does not imply any affiliation or endorsement.