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Glossary

Commission Rate Schedule

The agreed table of commission percentages a carrier pays an agency, typically varying by line of business, new versus renewal, and sometimes by volume.

Rate schedules are the yardstick for verifying a commission statement. Without a stored schedule, an agency has no basis for saying a payment was wrong — it can only confirm that money arrived.

Schedules are rarely a single number. Rates differ between new and renewal business, between lines, and sometimes step with volume. Encoding that structure is what allows expected commission to be calculated per transaction and compared against what the carrier actually paid.

See also

  • Base CommissionThe standard percentage of premium a carrier pays an agency on a policy, before any contingent, override, or bonus arran
  • Contingent CommissionAdditional compensation paid by a carrier based on the profitability, growth, or volume of the business an agency placed
  • Statement VarianceThe difference between the commission a carrier paid on a transaction and the amount the agency expected, calculated as

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