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Glossary

Statement Variance

The difference between the commission a carrier paid on a transaction and the amount the agency expected, calculated as received minus expected.

A variance is the unit of work in commission reconciliation. Negative variance means underpayment; positive means the carrier paid more than the schedule implies, which is worth investigating too because it is often a duplicate or a misapplied transaction.

Sign convention has to be consistent everywhere it is calculated, or the same underpayment will read as a shortfall in one report and a surplus in another. Agreeing on received minus expected — and applying it uniformly — removes an entire class of confusing reconciliation bugs.

Work this out on your own numbers

Paste the lines off a statement and see which ones differ from the rate you expect. Runs in your browser.

Commission statement variance checker

See also

  • Commission ReconciliationThe process of verifying that the commission a carrier actually paid matches what the agency was contractually owed, lin
  • Short PayA commission payment smaller than the agency was owed, whether from a wrong rate, an omitted transaction, or an unexplai
  • Commission StatementA document from a carrier showing the commissions earned by an agency on policies sold, including premium amounts, commi

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