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Glossary

Producer

A licensed individual who sells insurance and services clients, usually compensated by a share of the commission on the business they write.

Producer is the industry's term for a salesperson: licensed, appointed, and paid principally on production. Compensation typically differs between new and renewal business, with new business earning a higher share.

Producer compensation is a major driver of reconciliation complexity. Commission has to be attributed to the right producer, split where accounts are shared, and adjusted when a chargeback reverses business that was already paid out.

See also

  • Producer SplitThe percentage of an agency's commission that is shared with the producer who wrote the policy. Splits often vary by lin
  • Book of BusinessThe complete set of policies and clients an agency or individual producer services, and the recurring commission they ge
  • Customer Service RepresentativeA licensed agency staff member who services existing accounts — endorsements, certificates, billing questions, and renew

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